I'm 3 days late, but scared to test again.

Okay, so you all know how heartbreaking a negative is, that's why I'm so scared. I'm now 3 days late. I tested on 11Dpo Negative(Not in the morning) ..tested on 14Dpo(again not morning) Negative ..I don't have all the symptoms I usually have, and I've never been late with my period, only symptom I have is bloating(which happens before AF) and boobs are bigger, sore and I see some veins. I suppose my question is ..when should I test, but also I just felt like sharing, since I feel like ..I go on like this every month, and at the end of the day, my fiance and I are both disappointed when AF shows ..so I'm trying not to tell him too much of what I'm experiencing.