Ivf loan question

So me and my husband have decided that

<a href="https://glowing.com/glow-fertility-program">IVF</a>

is going to have to be our next step. After talking with our dr we are now trying to find a good loaning company for help with payment. Our dr doesn’t do payment arrangements and wants payment upfront $14,000. Our credit isn’t too bad but isn’t excellent either so we have been denied by a few loaners already. Any ideas would be greatly appreciated:) thank you