Am I just keeping my guard up too much or is she trying to use me already?

Backstory I’ve never hung out with this chick EVER and she lives 45 mins away from me. We just started to talk a month ago. I feel like this is why I keep to myself and don’t try to make friends. I feel used by most ladies I befriend. My last friend literally stopped asking to hang out because I wasn’t getting my refund checks anymore from school.. then I try to make a new friend and this happens 😭. Am I just being paranoid?? Or do y’all think she’s tryna take advantage of my kindness already.

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