Boyfriends probs or overreacting?

I’ve been with my boyfriend for two years. We’ve lived together and combined our bank accounts from about 2 months in of dating. We got into a pretty heated argument the other night and he told me that I keep pressuring him into marriage and kids (because I say things like I can’t wait to be your wife one day and I can’t can’t wait to have kids one day) and told me to back off and stop pressuring him. He said he would propose to me after being together for at LEAST 5 years and told me if that was too long then I would have to propose to him.... I have been dwelling in sadness for the past couple of days and it’s like he still couldn’t care less. Am i just overreacting or do I have serious boyfriend probs?

UPDATE: my one regret in our relationship was combining money and letting him be in charge. He isn’t very responsible with our money and every time we get a little extra cash he says let’s go spend it and I’m guilty of it too but I just always expect him to be smart enough to set SOME aside but nope we end up scraping up change from our cars to eat until the next pay check. It’s just upsetting to me because he HAS mentioned himself how he wants me to be his wife one day but makes absolutely no effort to save for a ring or ANYTHING. Our 2 year anniversary JUST passed in November and forgive me for expecting some flowers, but he didn’t even get me that. I asked him to plan dinner and a movie and guess who still ended up having to pick everything out AND drive us. He just doesnt put any effort in because he knows that he’s won my heart and feels like he doesn’t have to be pressured into marriage. I feel dumb because I live like his wife but he won’t even give me the title. I’ve explained how we’re basically already married and I’d be happy with a courtroom wedding and he said “fine, then that’s what you’re getting” so I said then that means like tomorrow we’re doing it and he just switched topics. He just makes it seem like whenever we get serious about talking about marriage and the future he feels “pressured” and doesn’t want to talk about it anymore...