What do you all do about insurance?

Does your SO have it covered through their work?

If you do work, is it full time from home and offers insurance? Or is it part time with insurance?

Or do you all go without insurance?

OR do you use a 3rd party to buy insurance??

I really want to know how other people are doing it because we would love to get to a point where one of us can be home, but can’t even imagine how that would go with having to still get insurance. (We have one daughter and another child on the way. So we definitely need the coverage.)