20 days late from my period

Marianna

2nd month being irregular, my man and I been ttc for our second child, nothing but negatives past months or I just end up getting my period. Well this month I’m cycle 54 took a test when I was 13dpo came out to a negative. I been really bloated, tired, and frequently using the restroom, cramping here and there. Made an appointment!!! Scared to take another test just to be disappointed 😔 Anybody can relate and actually be pregnant or is something wrong with me ....?