Blue cross insurance?

Question

Did anyone use blue cross for ivf

Answer

I have blue cross blue shield blue advantage. I live in Illinois which mandates infertility coverage. We are doing IVF with ICSI and everything is covered by insurance besides freezing and testing of embryos. We are very blessed because idk if we could make it happen otherwise. The insurance has a lot of rules but the clinic handles all of that stuff.

Answer

I used it in Massachusetts and nearly everything is covered as a result of state mandate, my specific policy, and my infertility diagnosis. I just had to pay co-pays for meds and office visits (and feel very, very fortunate).

Answer

I have blue cross of Texas and they wouldn’t cover we any fertility treatment. They covered diagnostics but we paid out of pocket for the IuI.

Answer

Every employer selects a differnt plan, I have bcbs, horizon direct access and have only paid for copays and shipping on my meds - and pgs. 
If you live in a mandate state your employer has to select a plan that has fertility coverage. It’s prob the most expensive one, so off the bat some people don’t pick it. You can always switch during open enrollement.

Answer

I’ve used Blue Cross of Idaho which covers up to $20k

Answer

Bcbs of IL covers fertility IUI and IVF  after ded and oop is met. But we also is a mandated state.

Blue cross insurance?

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