Possible OCD?

When did you seek help for OCD?? How did you know it was a problem you needed help for??

I have obsessive thoughts. Mostly about bed bugs and/or lice.. but also about just everyday germs. But I’m not sure it’s actually OCD. I don’t really have the ritualistic behavior.

Are obsessive thoughts without compulsive behavior still considered OCD? Or anxiety? It’s confusing to me

Edit: what do you mean by impacting daily life? Like not staying at a hotel out of fear of bed bugs?