What would you do?

I am 19 husband is 20! We aren't TTC but talk about babies a lot! Well my family has made their point that that think we are too young. That young couple like us can't afford a baby. Here comes my rant! I apologize at the beginning!! 1. HALF OF MY FAMILY HAD KIDS WHILE IN SCHOOL 2. DONT NO ONE KNOW WHAT ME AND MY HUSBAND CAN AFFORD BUT US!!! WE KNOW WHAT WE CAN!! My 12 year old cousin who listens to everything the grown ups say told me you can't have babies your way to young!! I am getting so sick of this that's why I don't have much to do with anyone! I just want to by myself now a days!!! 💔😭😭😭