After two years of trying, I finally got in to graduate school it is such a huge accomplishment for me and I am due to start school the end of August.

My bf and I live with his mom while saving to move out. His mom needs our room because his younger brother is having a baby in a month and a half.

My aunt has agreed to rent to us her basement apartment starting July so we will be paying rent for the first time and basically learning to manage our money with this new expense.

Until my aunts basement apartment is ready my mother has agreed for my bf and I to move in with her my brother and sister for the next 5 or 6 weeks. But now her landlord has informed her that he sold the property and she has maybe two months before she has to move.

Grad school wants me to pay 250 to hold my seat as a commitment fee. I owe the IRS 600 in taxes. I have a credit card that is at its limit of 750. And I’m really contemplating if Grad school should be my main focus right now.

The program I got into is already so demanding it’s one of the few programs that does not allow you to take below 3 classes a semester as a part time student. I already have 40,000 dollars in student loans that I’m currently paying off (it’s gonna take a while) and my program does not think it’s wise or doable to work full time while completing this program (it’s school counseling. So a lot of internships and field hours) also the times of the classes conflict with my job. But going to part time is not an option for me especially since I’m moving into my first place and will be paying rent.

I don’t have the best GPA I have a 2.98 undergrad was a struggle I had a lot of death and illness within my family and I had a lumpectomy so I was distracted to say the least it took me 6 years to get a 4 year degree but I never stopped fighting. I’m hesitant to defer a year because my gpa is not great and what if I don’t get this shot again. This was my second try getting into the program and I finally got my yes, but I’m also not blind to all of the red flags before me.

There’s a lot of debts stacked up against me. I have a major move coming up

Soon and I want to do a lot of saving. I know textbooks are expensive and you don’t get tap or pell grants for master programs so I’m looking at more loans and I want to improve my credit score. If I had a 3.0 or higher I would defer without thinking about it because I know my gpa will take me places but I have a subpar gpa so giving up grad school is a gamble and I have until June 1st to hold my spot with the 250 deposit.

What would you do if in my shoes.

And please no negativity as you can see I’m already stressed and overwhelmed, I can’t go back and change my gpa or change how my life turned out, all I can do is work with what I have I just want support and advice please, thank you