IVF cost

Feeling so defeated.. after 3 years of TTC, a miscarriage, an ectopic pregnancy and the loss of my right Fallopian tube and a tubal blockage in the other, <a href="https://glowing.com/glow-fertility-program">IVF</a> seems to be my only option. I don’t understand how anyone can afford this. I have good, financially stable employment and I know there’s no way I can do this now or in the foreseeable future. My insurance doesn’t cover any procedures after initial diagnostic testing. My heart just aches. I’m only 25 and this just doesn’t even seem real. I guess my question is, how do you pay for this? My clinic requires payment up front before they will even begin the process. I just feel like I’m never going to get my rainbow baby just because I don’t have $40,000 lying around..