On my husbands way home from work he rear ended someone and totaled our car. This is my husbands THIRD car accident within a year. The other two accidents were just minor fender benders, but we still had to pay out of pocket to fix the damages. Also, those accidents caused our car insurance to sky rocket to $800 a month. I’m grateful no one was injured, but I am pissed. Because he has so many points on his license our insurance will probably kick him off. We both work, I can’t imagine being the only one able to drop the kids off and pick them up. I’m tired of spending our money on freaking cars like I am fed up. I keep telling him how much his accidents are costing the family and he keeps saying “I feel bad enough, you don’t need to beat a dead horse”. What if the kids were in the car? What if he was seriously hurt? At this point idk what to do. He’s pissed that I won’t stop bringing it up. I keep bringing it up, because I want him to realize the severity of the situation. Right now we’re only down to one car, we both work, and we have young kids that we need to take places. Like he really screwed us AGAIN. I know he didn’t purposely crash, but how is this the 3rd accident in a year? How would you handle this situation?