Bf is lack of moral?!?

Rachel

Last year he decided to be one of the gym member.

And the payment system and story was:

1. You must be at least pay for one year to be the gym member.

2. He use creditcard installment for the payment

3. On month 7th he stopped going gym.

4. He then call the bank and made up stories about he lost his cc card coz it was stolen.

5. The gym agents keep calling him coz they can’t receive any payment from cc installment. And ask mu bf to pay with cash.

6. Bf doesn’t want to pay coz he thinks he has stopped going to the gym.

7. But the agents keep calling him insist to make manual payment until month-12.

8. Bf refuse. And say he’s not going to pay. Coz he no longer use the gym facilities and to him it’s fair.

9. I dont feel it’s fair since the agreement is one year member minimum.

Do u think it’s morally and mannerly okay for him to not paying the rest of gym member?

Coz i feel like he’s doing something criminal, but he said he doesn’t feel that way toward himself.

NEED YOUR OPINION!