Wanting to conceive

I'm almost 20 years old and have been with my boyfriend a little over a year. I really want to have children but he wants to wait, he sometimes will say things during sex like "god, I wanna cum inside you and get you pregnant" or "I wish I could get you pregnant" and it makes me upset because I want to actually have kids and he says in to get himself more aroused. I tell him all the time I want kids with him and I want a family. We liver together and we don't use protection during sex.

HERE COMES THE JUICY PART IF YOU WANNA SKIP THE FIRST HALF.

one day this month were we having sex and I was on top. He pulled out to cum (we don't use condoms and I'm not on birth control right now, I'm looking into it) and it got on my vagina and instantly I knew that this could cause me to get pregnant.. but I didn't tell him that. But I did end up getting my period. I know it's bad but I just really want a family. I want a family with him and he wants one with me but not as soon as I want one. And I feel like I want kids now because my mom had her last at 35 and had big complications so I'm afraid to wait and have the same issue. Am I insane for wanting this? Should I be more careful with everything til I get on birth control for his sake? Would it be bad if I didn't tell him it could get me pregnant?