Has anyone used surrogacy for their child?

If you did I have questions!!

I just recently lost my 3rd pregnancy. I gave birth to my baby girl at 21 weeks.

That pregnancy was sooo hard on me mentally and physically. I suffered from sever anxiety and panic attacks to where I couldn't leave my house.

My anxiety and panic attacks were out of fear of losing another pregnancy .. so it really sucks.

I've been debating on surrogacy if we decide to try again. I don't think I can go through pregnancy again.

But my fear is, if I'm not carrying my child will I not feel that connection? Will I love that child as much as I love my daughter?

My sister has offered to carry for me, she had an early miscarriage and then lost mono mono twins , but carried my niece fill term. She was high risk for her. Would she even qualify? Who's insurance would we use if she did do it?