Hello ladies,

I need help with choosing an insurance company. I've had the HMO Kaiser Permanente for years and up until I got pregnant they were great.

I really want to deliver at Northside Hospital in Atlanta and I know Kaiser allows it. I've been told Kaiser won't let me take my baby in for emergencies during the night or on weekends.

I was considering switching to BC either gold or silver for insurance so that I can have that weekend/night time access.

All opinions appreciated.