To lose virginity? To someone special or to wait?

I’m not asking for a definite answer but advice.

I may hook up with someone tomorrow and I am debating if I should go all the way with him. I’m 21 and have never dated anyone however I feel like I won’t date anyone or find anyone special to lose it to for a while because of my busy lifestyle.

I have always said no to save it for someone special, but I kinda want to get it over with at this point?

What are your thoughts?