Does this look too small?

I recently ordered a swimsuit on Fashion Nova for a cruise in February. I chose a size XL because my hips/chest are both pretty big despite having a smaller waist.

The top fits beautifully. The bottoms cut in a bit. I’m trying to decide if it looks bad or if it’s passable? I hate dents in my hips but love the metallic white/silver of the bikini.

Idk. It’s not worth returning because of the return shipping. What do y’all think?

Thoughts?

It came with a cover up wrap (and a matching scrunchie!) pictured below, but I won’t be wearing the cover up into a pool.