Hey ladies. So I've never lived on my own before...(Pathetic, I know... Please don't rub my face in it, I already have someone doing that) and I'm not good at budgeting, never learned how. What would be your tips for someone who has to get an apartment/pay all bills etc for the first time? Especially if I don't make a lot of money? At the moment I make maybe $32000 a year and live in Texas... Cost of living isn't crazy but isn't cheap either... Any tips would be greatly appreciated.