Leaking at 34 weeks??

I'm 34 weeks and this morning I noticed my underwear was damp. I went pee and laid down for a bit after putting new underwear on. I stood back up and a little bit leaked again. Not a bunch but a big enough wet spot about the size of a quarter. It was very watery. Noticed that baby has been not as active for about an hour. I'm concerned my water is leaking. FTM. I called my OB and they said to come in. Anyone else have this happen to them and everything was fine? Am I overreacting?

Oh P.S. we are in transition of insurance so we have none. 😳