How do people afford things

So I’m 24 years old still living at home....

People my age are out getting married and buying houses...

I have a good chunk of money saved but like not enough to buy a house yet.

Then I have my car payment, student loans, insurance, the phone bill, clothes food, and more.

So like......how do people do it?? I do not make that much and what I do make a save or I put towards paying off my student loans🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️

Sometimes I wish I didn’t go to college because the loans are crippling