Advice please 😢

BAR21

Hello. I’m a 22 year old first year Grad student. My GA position provides me an 2br apartment on campus with all the amenities and pays my tuition. I’m so burnt out of school. I honestly feel like getting another degree won’t help if I don’t have experience. I been thinking about taking a year off of school but then multiple questions arrive like where will I work? How will I pay for an apartment? I don’t have family that I can lean on. My mom and sister live together and I just cannot live with them again. Their attitudes can be very mentally exhausting. I have a bf but when I talked to him about it he was like if I did, he would just move back with his mom to save money. He mentioned rooming with his sister and 4 year old niece, but I don’t want to do that if I decide to take a year off. Idk, I may just suck it up and try to get through another year because I’m not ready to live on my own. Idk what to do to be honest. I’m so tired of constantly being broke and not being able to enjoy myself because all my money goes to car payment, insurance, credit cards, and groceries. My GA position doesn’t pay much and I’m not able to get a job due to having to be available 24/7 once a week each month. I just don’t know what to do......