HELP!

I basically need to pay off a combined $29,050 by April 2022. How can I do that? It seems impossible! (Yes, there is an interest rate, combined the rate is about 8%.) Or as much paid off as possible! Just need tips/tricks. (Please no rude comments about how it will NEVER happen.)

♡EDIT: The only bills I pay monthly are phone ($200), car ($300), gas ($50), student loans ($250). Not sure if that helps. (These are not all exactly prices, just estimates.)

♡EDIT 2: What is the Dave Ramsey method? Is there a book on it? Can I google it?

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