Trying to conceive at 40

Hi. It’s been one full year of trying to conceive. I’ve used ovulation strips half of the time and an app the other half. My husband and I have had full tests and we have no glaring issues. Doctors are pushing <a href="">IVF</a> now- not sure we can afford it. Anyone here conceive first baby at 40 after a year of trying? Losing hope!