Idk if this is normal

I’m an 18 year old female and I’ve never had penetrative sex. I’ve been able to masturbate and successfully reach an orgasm however I don’t get any pleasure from shoving anything up there at all if anything it feels uncomfortable. All I need is to flick the bean and apply pressure around the outside and it feels great. I was just wondering if any other ladies out there have had the same experience. I kinda worry about the future with my sexual partners if I don’t enjoy penetration.