is it ok to masturbate even tho I’m waiting till marriage

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I really really reeeeaaalllly want to have sex I’m 14 and I know that’s young but I don’t care. Of course I’d be safe but I’m supposed to be waiting till marriage according to my mum grandma and everyone but I want to know if masturbation is okay. But no fingering. 100% no way that’s like taking my own virginity. I just do like outside things and I did it 3 times and Im just confused abt everything pls help

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