Need advice on sex with husband

Kimberly
My husband and I have been together for three years and married for 4 months. He has a weak stomach. We have sex often but there is NO foreplay. He will not touch my vagina, clit or finger me at all. There is no oral. He says it is because he is grossed out by it. I do have a vibrator but if I want to use it I have to get it and often I am using it on myself while he is playing with himself. I have tried talking to him about it but it doesn't seem to work. I know he loves me and I know he wants me happy. He is EXTREMELY inexperienced and had sex prior to me but nothing else. Am I being too hard on him when I get frustrated with our sex life and the lack of stimulation for me? Any advice would be helpful.