Relationship

Hello. Plz I need some advice I am 25 years old my boyfriend is 22! I will be graduated very soon from the university, we have been together for like 2 years and half we love each other a lot despite our age differences! My main question is my man he want to have a baby since the beginning of our relationship he wanted to have a baby but I kept denying because of the financial status physical status and more I just kept giving excuses because I was not ready, he kept insisting and am feeling like giving up and give him what he want and am kinda want to have a baby with him! But the idea of pushing or having cramps and body changing kinda of scares me a little be And the financial too scares me I think we are not ready to have a child because we are not financially emotionally and spiritually stable. 🙏🏾