How to make my husband understand fertility treatments..

My husband and I are debating about doing IUI, which I am not sure will work. My husband refuses to consider IVF or embryo adoption. He won't even listen to or consider what I have to say about it, because its "way too expensive to just get a chance at a baby."

Today, he texts me that one of his friends from work was listening to him talk about our fertility troubles and that we may do IUI, but are also going to foster-to-adopt trainings. She offered to be a surrogate for us... which would mean we would basically be going through IVF to get my eggs and his sperm. Or we would be adopting an embryo to implant in her. Our problem isn't maintaining a pregnancy (that we know of), but getting pregnant is the issue.

I explained all this to him, and he goes, "we'll its something to think about and consider." Why? Why would you consider doing IVF or embryo adoption now, when it would be implanted in someone else? It still would just "be a chance at a baby" if its implanted in me or in her... does he just not want me to carry his child??