“Friend” issues? How to handle?

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I had a friend who I thought I was close with, well I had messaged her a few times to ask how she was and make plans over the course of two months... I never heard from her, so I cutt ties and didn’t say anything. Well today I had a message request from her and it’s pretty straight forward, I just deleted the messages but I wanted to see what other

People might do? my husband is on 3 months paternity leave, and we’re having our 3rd baby on Monday.. so our income is cutt in half and we’re pretty much living on our money in savings(which is a decent amounr) but would you send money or even respond?