Do you?

Question

Do you have separate bank accounts?, if so how do you tackle bills and paying them

Answer

Financial advisors recommend 4 bank accounts one for bills, two personal for coffee etc personal expenses and one for savings you can have one for vacation too if you want.

Answer

We have our own accounts that our income goes into, then we have a joint account that we each put an agreed amount into.
This way we have our own spends (sometimes) for little luxuries or things we want to save for & the joint account paid for all bills including food 😊

Answer

Nope all joint! But what I’ve heard if you make an account specific for bill and each put a percentage of your paychecks in each pay period.

Answer

We each have personal accounts that our income goes into, a joint account that we transfer money to for bills/groceries, and a joint savings account that we both contribute to. We also have a spreadsheet with our individual budgets and then an accounting of bills being paid out of the joint so we can keep track of payments and due dates. 
*purple on the income sheet stand for the items that have to get transferred to the joint account once the funds come in.

Answer

We used to have separate accounts but the money wasn’t “separate” we paid what needed to be paid out of what ever account and made sure both accounts had money in then for lunch, gas, etc
We joined our accounts last April and it just makes life easier. (We didn’t join them till we got married but we had been together 8 years at that point)

Answer

We’ve only got a bills account and a account that we both use and our savings one.

Answer

One joint account from when my husband was deployed and I had to pay his bills, but it's essentially his account. And I have an account, my mom's also on my account in case of emergencies and I set it up when I was young. I'm the primary breadwinner and the only one with a checkbook so I pay the mortgage, medical bills, insurance, groceries, etc... And he pays for utilities. As he's better about making sure it's paid timely and he makes less.

Answer

We only have joint. We have a joint savings, a joint checking, and then my IRA. We also have a savings for my son and a CD for him (way more interest than his savings). We direct deposit into the checking and savings every paycheck, pay our month bills from the checking and eat out once a week as a family, both of us eat out once a week for lunch on our own with coworkers, and then any purchases over $100 we usually discuss. If we get birthday or Christmas money it’s ours to go with as we wish and I usually just deposit it and it’s just not a big deal to us 🤷‍♀️

Answer

My husband has his own account that he already had years prior to meeting me. Then we have a joint account. He has his checks direct deposited into the joint one so I can pay all the bills and then he takes whatever money he needs for the week and has it transferred into his

Answer

Yep.. all of our Bills come out of his account.

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