Hello ladies, I need some help. My hubby and I are in a hard place as far as insurance goes. I'm a stay at home mom (full time) to our 17 month old so I can't really work outside the home. Our problem is my hubby's work provide insurance but its expensive!!! We had golden rule for a while but they don't cover maternity care! ( I lost that pregnancy). We're looking online for long term reasonable insurance and that is not government help...( hubby won't even qualify). What insurance do you have? That covers the whole family including maternity care?