How much does it cost?

For the women that have gone through the IUI and IVF. How much does it cost? Is it up front? Or do they bill you? And going to a fertility specialist do I have to pay for that or does the insurance company cover? I’ve been ttc for 7 months and no luck. So I’m thinking of going to a fertility specialist. But I don’t know how much it’s going to cost me 😩😩

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