Nuvaring to IUD?

Carly • I'm 19 and go to Indiana University of Pennsylvania! I'm a sophomore management major!!
Hey ladies! 
I've been using the Nuvaring for almost a year but my insurance doesn't cover it so the monthly costs are quite excessive when added up.... Opinions on an IUD or even any other suggestions? I switched from the pill a LONG time ago because I'm horrible at remembering to take it.