Need help from ladies who have gotten their tubes tied

I will be 35 in October I have a two-year-old little girl and a three month old son as a woman I want another child but as a mother and a wife I know that it is going to be too hard and financially difficult as well. So my question is to the mothers that have had their tubes tied how long was the healing procedure and do you regret it what have been the benefits and what have been the downfall what are the side effects I guess I'm trying to ask I kind of have a feeling I will regret it but I'm leaning more towards being satisfied with the two that I have and wanting to physically work on myself because I am very depressed with the way I look