Hi everyone I could use some help! I am a senior at my college and am graduating this fall semester. Once I graduate I’ll be “going back” for my Master’s Degree for one year. So I’ll start that in the spring 2021 semester. The problem is that I’m currently going to school on scholarships and government loans each semester. I have not had to take out a third party loan like Sallie Mae.

Since I’m starting the master’s program in an “off” semester, I need to apply for a third party loan, but I don’t know how to do that or when it needs to be done by. Can anyone on here help me out??

Thank you!