Lack of Intimacy in the bedroom

My husband is the type that when he gets super stressed he doesn't have sex. We have been together for a year and a few months and the latest time we had sex or any sexual tension was 10 months ago. I have stayed loyal to him and only masturbate. I went off the pill for a while. I enjoy cuddling and just sweet talk under the sheets sometimes more then sex because he works constantly and I work part-time to aid him since my job pays a lot on part-time. He brung up the idea of children lately this month. Any advice, ladies?