TTC and Financial Stability

I am ready to have a baby like yesterday. However, my husband would like us to be in a better place, financially, which I totally understand, but it is eating me alive. We have some debt, I am working two jobs and trying to get ahead, but good lord this pandemic has made it so difficult. Any tips to keep me sane and not bug him constantly? He says he is ready to start a family, but just not this second.