help. now or wait?

So my boyfriend and I have been together for a little over a month, but we’ve been talking for over 9. Him and I have recently been experimenting and now we’re at the point that the idea of losing our virginity to eachother (we are both 16) is not far out of reach. He means so much to me, and we kinda just clicked, but i promised myself that I would wait until after I got married. I want to do it, i just don’t know if I’ll regret it. What do i do? Can anyone give me advice that lost theirs around 16?