Discharge and I'm not sure why

Okay so this will be a lot. But bear with me. I recently started sleeping eith a new guy and we don't use protection and I'm not on birth control. We'll the past 3 or 4 days I've had a lot of creamy pale yellow/white discharge to the point of needing a panty liner otherwise my underwear are soaked within a few hours. My last period was Nov 13th with a couple days of light spotting Dec 12th-15th. Theres no smell or pain or irritation with the discharge at all. I don't have a dr right now so I can't go to the dr for it. Any suggestions and help would be greatly appreciated.