Financial Issues

Kimberly

Sorry, I just need to get this out and hope for some advice.

Before my son was born my hubby and I talked about our financial situation. I am a teacher and he works for his dads landscape business (just them two). He makes most of his money under the table (shhhh...) which has been an issue because we want to buy a house but it looks like he makes nothing... so I had asked him to keep track of what he makes monthly to get a better picture of his income as it varies month to month. Well he hasn’t, ever, and it’s been two years...we are basically living off of my salary which as a teacher is sadly not much. We are renting an old, small house and after taking on another car I’m left with $0 (excepts for savings) at the end of the month. A few months ago I had asked him to give me money for bills but again that hasn’t happened and I haven’t pushed it because like I said we are managing with just my salary.

Well it’s a new year and my little guy is going to be 2 shortly and Im starting to think about having another baby. But with our financial situation now, and renting a small house, I just don’t see how that is possible so I brought it all up again this morning, along with a job posting that I found that he would be perfect for and have a steady income. Now he’s not talking to me and has been pretty much sleeping on our last day of vacation/winter break and he says it’s because I said some pretty sad and depressing things to him this morning. I didn’t say anything he didn’t know: he is not making a living wage currently and that needs to change especially if we want another kid. It’s the reality we are in and I don’t want to feel bad for laying it out in the table. I shouldn’t feel bad. Yes, he is in a tough situation because his dad needs him but he has to think about his family, his son, first.

I don’t want him to feel bad obviously but I do need him to face reality. We need more money, we are just about living beyond our means and it’s because of him. Side note, he did not graduate college and went straight to work for his dad out of high school.

I don’t know what else to do. I can’t tiptoe around himso his feelings don’t get hurt. I can’t not ask him for money, we need it.

I have a long term plan of owning a house and having two kids, I thought he wanted the same but it really feels like I am the only one working towards that....