What should I do?

So my 3 year old daughter started touching her privates and said that my step daughter (10) showed her how to do it. Then my 5 year old son pulled his privates out last night and said my step daughter told him to do that as well. What do I do in this situation? What do I say to my husband? Will he even believe me? What would y’all do?

Edit: So I talked to my kids privately before my husband gets home and they went into some details that I just don’t think I was prepared to hear. My daughter said my step daughter touched my sons privates when they were in the room at night time and even “sat” on his privates. My son didn’t really say much except “yeah she sat on my privates and touched my privates”. I agree with some of you that something must be going on with my stepdaughter because she’s just not to an age where she would know all of this. She also told my kids not to say anything because it was a secret. I’m going to talk to my husband and tell him we need to wait until we get her and I will talk to her about it and we will decide what is the best thing to do after that. I am NOT mad at my step daughter because she is more than likely a victim herself. I treat her like my own and will definitely do what any mom would do in this situation and that’s protect my baby. Thank you all for the support. ❤️