Vagina skin really hurts

I’m a virgin befause I have tried fingering myself and it absolutely stings and burns. The skin around my vaginal hole really hurts aswell. I have been to the doctors so many times. I don’t have any infections or anything like that. I even did an ultrasound to see if it was something worse. And it is really affecting me because I’m really horny for penetration especially but if I do it, I will be in immense pain. I’m putting it down to vaginas dryness now (because I don’t get wet either) and I have tried water based moisturiser and it made it less painful but it isn’t completely gone and definitely not enough sex. If one finger hurts how can I have sex? I also can’t fit more than one finger. PLEASE help. It sucks because I have a high sex drive and want sex. I’m 22 and a virgin because of this.