Pet insurance?

Question

Is getting your pet on health insurance worth it? Does it help with vet bills? If so what type of insurance is best?

Answer

I had Pet’s Best and it was like 48.00 per month for two dogs. I paid for about three years so 1728.00 and only used it once for about 300.00. I cancelled it after that. Because if I would’ve just put 50.00 a month in a savings account for them it would’ve been better for me. I do accounting so I always look at things in a financial way. Except for one incident, my dogs haven’t had any serious accidents or illness.

Answer

We have Pets Best and we’re so thankful for it. Even if you do have a young and or healthy pet, just like for the non-fur babies, they get hurt. In the three years that we’ve had our dog, we’ve had to visit for a bee sting in the eye, sprain leg (from being too excited about pottying), neutering, etc. Shop around, there are plans out there that meets a wide range of financial situations.

Answer

I do have my dog insured and boy am I glad for it. I pay around $25 / month, and when something happens I pay a deductible of $150 and then I pay 15% of the total amount that is left after the deductible. When pets do get sick it's crazy expensive. Even though I have a healthy dog of a healthy breed, he has still gotten sick a few times and needed some minor surgeries. I would not have been able to pay the whole thing by myself out of pocket without insurance.

Answer

I definitely think putting money into a savings account automatically is a better idea. I've had animals my whole life and only one of them was ever expensive.