Two days late and terrified to test

Hello everyone so back in July I got my iud out my husband and I weren’t trying but weren’t preventing so in September we found out I was pregnant we were beyond excited it was my first time being pregnant and there was a lot going on in my life lost my job my father passed so it was hard but we were so excited for baby at my first appointment at 9w5d they did a early ultrasound so put my mind at ease unfortunately the baby was only measuring 6w5d so they tested me hcg and they were dropping so it was said I was having a miscarriage I did it naturally and it happened in November. My period came November( I don’t think I ovulated cm wasn’t normal) and December( things still seemed off and my period was a day later than what the app said) but my cycle was normal January now I am two and a half days late and I am terrified to test again. Terrified I’ll test and it will be negative and if it is positive terrified I’ll have another miscarriage. Any advice?