Pregnancy discharge (ch. 8) questions

Can someone help me to understand the ch. 8 process? I understand you will be separated before giving birth so does that mean you would be unemployed for maternity leave? I have so many questions and my unit isn’t much help to answering any. I don’t want to stay in the army with a newborn but if I’m not going to be able to get paid before and after giving birth I’m going to have because my husband and I can’t afford for me to not get a paycheck. I don’t know if this makes sense because I’m so confused about the ch. 8 process. From what I have read it seems like the army isn’t going to take care of you or baby after you separate and you will separate right before giving birth so you won’t be able to have a job somewhere else that will give you paid maternity leave.