So I recently feel like I have been low on money. I save 23 percent of my income for retirement, and save an additonal 100 for my Roth IRA monthly. I have bills like everyone else. But i also save a lot each month into my long term savings and this month I feel like I am just going to make it in my checking account to pay off all my bills and not over draft. I’m 26 years old.

It was my fault for saving too much but I have been trying to save as much as I can and I love saving money. I’m a saver. I am also trying to get a part time job as my full time doesn’t pay an awesome amount. 45000 a year. It ain’t great.

So anyway should I do 50 a month for my Roth IRA? Just to save a little and have a cushion in my checking account? I have a good amount in savings a little over 17,000 but some of that money is for home renovations and the other is for long term savings to never ever touch.

I had to stop some of my savings this month as I ton of money has been taken out because I went overboard saving🤦🏻‍♀️