Finances - advice
I sometimes get anxious on if I’m doing well with finances.
I just received a raise so I now make 49,000 hoping to get it a little over 50k soon within the next year or so.
I have a little over 13,000 saved in long term savings. I have 1600 for other savings like big ticket items or if I need money and 500 bucks in another savings as back up money thag I am trying to grow. I also have about 200 saved up for car money in case I need it and 150 for Christmas for peoples gifts.
I do have student loans but I am paying them off monthly and should be done paying in 5 years.
I pay all my bills on time thankfully and have a credit score of about 740 which im trying to increase.
I also have been doing door dash to stack up some money on the side and studying to become a real estate agent. I save 16 percent of my income for retirement ans 100 dollars each month for my Roth IRA. I just want to know if I am doing well or if there is more I can be doing?
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