Would this be dumb?

My boyfriend and I really want a baby but I don’t make much money. My boyfriend also doesn’t at the moment but he is getting sent to a training class either this month or next and will be getting almost double what he currently gets paid and more hours which would put us in a better situation. Things aren’t bad now. We easily afford bills, rent, pets, groceries, and so on but I know a baby would cause our monthly expenses to go up

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