Urgent care or the OBGYN??? Advice

I have a cyst on my labia that hurts and is getting bigger. I also have been getting pains in my ovary for two weeks when not ovulating.

I’ve never been to the OBGYN with my insurance and I also am going to be switching insurances in the new year. So I’m wondering should I just go to urgent care since the OB would probably have a wait anyway and by then I’ll have a different insurance.

Or are they gonna just refer me to an OBGYN if I go to urgent care. Idk what to do I don’t feel like this should wait another two weeks lol